PERSONAL LOAN HOME LOAN BUSINESS LOAN LOAN AGAINST PROPERTY & BALANCE TRANSFER
ICICI Bank Home Loan
ICICI Bank Home Loan Overview
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EXPLORE HOME LOAN FEATURES & BENEFITS
Enjoy Low EMI
Benefit From Low EMIs With Higher Tenure
Digital Sanction
Online Sanction In 5 Simple Steps
Tenure
Long Tenure up to 30 years
Database of Approved Projects
Choose your dream home from ICICI Bank’s approved projects.
Attractive Interest Rate
Repo Rate Linked Interest Rates
Home Loan Interest Rate
(Salaried) Special Home Loan Rates
Bureau Score (800)
9.00%
Bureau Score (750 - 800)
9.00%
Home Loan Interest Rate
(Self - Employed) Special Home Loan Rates
Bureau Score (800)
9.00%
Bureau Score (750 - 800)
9.10%
Standard Home Loan Interest Rates
(Salaried) Interest Rates
Up to ₹ 35 lakhs
9.25% - 9.65%
₹ 35 lakhs to ₹ 75 lakhs
9.50% - 9.80%
Above ₹ 75 lakhs
9.60% - 9.90%
Standard Home Loan Interest Rates
(Self-Employed) Interest Rates
Up to ₹ 35 lakhs
9.40% - 9.80%
₹ 35 lakhs to ₹ 75 lakhs
9.65% - 9.95%
Above ₹ 75 lakhs
9.75% -10.05%
Fixed Home Loan Interest Rates
Fixed Tenure
Rate of Interest
24 to 60 Months Fixed
8.90%-9.15%
120 Months Fixed
11.00%-12.05%
Full Term Fixed
11.15%-11.45%
Loan against Property (LAP)/NRP/LRD Interest Rates
Loan Slab
Salaried/ Self-Employed( PSL)
Up to ₹ 50 lakhs
11.35% - 12.00%
₹ 50 lakhs to ₹ 100 lakhs
11.10%-11.75%
Above ₹ 100 lakhs
10.85% - 11.50%
Loan against Property (LAP)/NRP/LRD Interest Rates
Loan Slab
Self-Employed (Non PSL)
Up to ₹ 50 lakhs
11.85% - 12.50%
₹ 50 lakhs to ₹ 100 lakhs
11.60% - 12.25%
Above ₹ 100 lakhs
11.35% - 12.00%
Documents Required For Home Loan
Getting a home loan from ICICI Bank is easy and quick. We know you may need a Home Loan for the purpose of buying or constructing a new home , and in some cases, to renovate the house you currently live in. Whatever the reason, we keep the paperwork and other formalities to a minimum so that you aren’t stressed out. Home Loan documentation is simple. The list of documents for a Home Loan required are Proof of your identity, address and income.
Moreover, if you are an existing customer of ICICI Bank, you can now enjoy the benefit of reduced documentation.
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Application form with photograph duly signed
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Identity, residence and age proof
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Last 6 months bank statements
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Last 3 months Salary-slips
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Processing fee cheque
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Form 16/ Income Tax Returns